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When it comes to healthcare, prevention is the first treatment! Preventing injuries isn’t entirely possible – accidents are so named because they are usually out of one’s control – but their incidence can be reduced. Even the accident prone can control some facets of the riskier parts of their lives. What’s risky? That depends on an individual’s perception, but a quite a few things qualify.
Driving a car without wearing a seatbelt is a very common cause of injury – just ask anyone who has been in an auto accident! Riding a bike along the side of the road often leads to injuries and fatalities as an impossibly heavy vehicle collides with a fragile, lightweight human body. Cut down on the risk factor by riding in dedicated bicycle lanes. Being aware is an easy way to cut down on the accident factor. Don’t be a person who walks through life inattentively, and you’ll see potential accidents before they occur.
By minimizing one’s personal exposure to accidents, the need to file personal insurance claims to cover accident related doctor visits and surgeries will drop. This doesn’t mean that one should disregard their personal care and drop their health insurance program. But it does mean that one can take concrete steps to reduce their personal exposure to situations that might demand insurance coverage. By taking personal steps to act in a safer manner, such as by quitting smoking, one can directly affect their premium pricing as well. Eating healthier and maintaining a regular exercise program will not only improve your personal health score, but will also contribute to a more favorable view by your health insurance provider.